Our Process

As wealth managers, our professionals are not just investment managers or financial planners. We understand that a broad scale approach is necessary to achieve success. We also know that to best serve you, we need to get to know you and your unique needs.


Financial Assessment and Wealth Planning

Our first step is to make sure that we understand you, your current financial situation, and your long-term objectives and goals. This includes determining your risk tolerance to make sure it aligns with your return objective. We do this by gathering information on your investments, retirement goals and accounts, tax situation, insurance and your estate planning documents. These are the elements of a comprehensive financial plan. The completed plan will provide the framework for investing your assets in a manner that will make sure you’re headed in the right direction.


Investment Management

The next step is to build a custom investment portfolio based on your specific financial needs and objectives. We are solely focused on your unique financial roadmap and we’ll make sure that roadmap stays on track with ongoing portfolio monitoring and management. We consistently review and analyze economic data and market conditions to better maintain your investments and optimize your asset allocation.

We believe client communication is critical. We’ll meet with you regularly to analyze and reassess your goals; if they’ve changed we will revise your financial strategy accordingly. We are here to help guide you now and to keep you on track for the future.

Wealth Coordination

At Highwater, we understand that you have other professionals you consult with. We work closely with your attorneys, CPAs, insurance agents, and other professionals to ensure a coordinated and well-rounded solution.

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